Frequently Asked Questions

Wiseman Capital is a modern investment firm built for Canadians who want more clarity, less noise, and meaningful alignment between their money and their goals. We focus on strategic, goal-driven investing—not upsells or unnecessary complexity.
We work with growth-minded Canadians at all stages—whether you're just getting started, building momentum, or optimizing your retirement. If you're ready to take a more intentional approach to investing, we’re here to support you.
There are no minimums to get started. We believe smart investing should be accessible from day one. While we recommend starting with at least $5,000 to make the most of our platform, we're here to support anyone committed to building long-term wealth.

Our core focus is investment management, supported by goal tracking, smart portfolio construction, and automated updates. Financial planning elements are included where they support investment decisions—but we don’t sell insurance or other planning products.
All meetings are conducted remotely via secure video calls. We handle everything from the comfort of your home (or wherever you are).
We focus on investment-driven planning—goal tracking, projections, and portfolio design that align with your needs. Our planning tools are designed to complement your investment strategy. For in-depth estate or insurance planning, we can connect you with a trusted specialist.

We offer a transparent, tiered fee model:
- AUM-based pricing (starting at 0.85%, with reductions as your assets grow)
No hidden fees or sales commissions.
We don’t charge for onboarding, meetings, or most custodial transfers. You’ll only pay our advisory fee and the underlying investment costs (such as fund management fees), which we aim to keep as low as possible. In some cases, our dealer may charge a small platform fee per account, (currently $12 per year). If applicable, we’ll disclose this clearly before you invest.

Yes. We take data privacy seriously. Your information is encrypted and securely stored through our custodian and client portal. Our onboarding process is also secure and compliant with Canadian regulatory standards.
Your investments are held in trust with a regulated third-party custodian through Agora Dealer Services—not with Wiseman Capital Ltd. directly. Accounts are set up as intermediary, not client-name or nominee, which means your assets stay legally yours and are kept separate from any dealer assets.
Absolutely. You’ll always have direct access to your advisor—no call centers, no long wait times.

You can book a free discovery call on our contact page. We’ll talk through your goals and see if there’s a mutual fit. If so, onboarding is streamlined, secure, and fully digital.
Yes. We’ll assist with the transfer paperwork and coordinate with your current institution. In many cases, there’s no cost to transfer—but we’ll help assess any potential fees in advance so there are no surprises.
You’re free to leave at any time—there are no lock-in contracts. If you choose to move on, we’ll support you with a smooth and respectful transition.

Still Have Questions? Let’s talk it out.