Frequently Asked Questions

Wiseman Capital is a modern investment partner for Canadians seeking structure and guidance on their financial journey. We keep investing simple, transparent, and aligned with what matters most — helping you move forward with clarity, confidence, and lasting progress.
We work with Canadians at every stage of their financial journey — whether you’re just getting started, building momentum, or planning for retirement. If you’re ready to take a more intentional approach to investing, we’re here to help you move forward.
There’s no strict minimum to become a client — all you need is the willingness to start. Most of our managed portfolios begin at around $5,000, but you can also get started with a smaller amount if you set up regular monthly contributions. The important part is building momentum, and we’ll help you find the right path forward.

Our core focus is investment management, supported by goal tracking, smart portfolio construction, and automated updates. Financial planning elements are included where they support investment decisions—but we don’t sell insurance or other planning products.
Most of our meetings are held over secure video calls, making it easy to connect from anywhere. For clients who prefer in-person, we offer meetings in a private office at a cozy coworking space in Vancouver.
We provide investment-focused planning — goal tracking, projections, and portfolio design tailored to your needs. Our tools are built to keep your investments aligned with your life goals. If you ever need in-depth estate or insurance planning, we’ll connect you with a trusted specialist from our network.

Our fees are simple, transparent, and designed to align with your growth. We use a tiered model that starts at 0.95% annually and decreases as your portfolio grows — so the more you invest, the lower your rate. If you begin with a higher balance, you’ll benefit from a reduced fee right away. No hidden charges, no commissions — just pricing that stays clear and aligned with your success.
We keep costs simple and transparent. You’ll only pay our advisory fee and the underlying fund costs, which are kept as low as possible. If there are any small admin fees, we’ll always disclose them upfront before you invest.

Yes. We take data privacy seriously. Your information is encrypted and securely stored through our custodian and client portal. Our onboarding process is also secure and compliant with Canadian regulatory standards.
Your investments are held in trust with a regulated third-party custodian provided through Agora Dealer Services—not with Wiseman Capital Ltd. Accounts are set up as intermediary, not client-name or nominee, which means your assets stay legally yours and are kept separate from any dealer assets.
Absolutely. You’ll always have direct access to your advisor—no call centers, no long wait times.

You can book a free discovery call on our contact page. We’ll talk through your goals and see if there’s a mutual fit. If so, onboarding is streamlined, secure, and fully digital.
Yes. We’ll assist with the transfer paperwork and coordinate with your current institution. In many cases, there’s no cost to transfer—but we’ll help assess any potential fees in advance so there are no surprises.
You’re free to leave at any time—there are no lock-in contracts. If you choose to move on, we’ll support you with a smooth and respectful transition.

Still Have Questions? Let’s talk it out.